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Till Payday doesn't connect to your bank, so every projection starts from the balance YOU enter. To update it: tap the pencil icon next to BALANCE on the dashboard, or tap your account in the Accounts tab. The dashboard and widget refresh within a moment.

The verdict (YOU'LL MAKE IT / YOU WON'T MAKE IT) flips when a projected day goes below zero, not when it goes below your cushion. Your cushion drives the SAFE TO SPEND calculation and the BELOW CUSHION warning, but the headline only changes for actual overdraft risk.

Till Payday sends a local notification at 7 PM the day before your three biggest fixed-amount bills hit. To get them you need to grant notification permission — open iOS Settings → Notifications → Till Payday → Allow Notifications. If you have fewer than three bills, you'll only see reminders for the ones that exist.

Settings → "Export your data" produces a JSON file with every account, bill, income, and setting. Save it to Files, iCloud Drive, email it to yourself, or AirDrop it to another device. There's no import path yet — if you need to restore from an export, email us and we'll help.

Switching currency only changes the symbol and number formatting — it doesn't convert dollar amounts into the new currency's purchasing power. If you set your cushion to 500 in USD and switch to EUR, it's still 500 (now displayed as €500). Update the amount manually if you mean a different value.

By design. Connecting to banks requires sending your data to a third party (Plaid, Finicity, etc.) which means your transaction history leaves your phone. Till Payday is a paycheck-to-paycheck planning tool: you enter the numbers, we project the future. It's slightly more manual, dramatically more private.

Settings → Manage → press and hold Reset. This wipes every account, bill, income, and your cushion — same as a fresh install. Uninstalling the app also removes all data (Till Payday stores nothing outside the app's sandbox).

Yes — Till Payday is 100% on-device. No servers, no analytics, no advertising SDKs, no data collection of any kind. See the full Privacy Policy.